Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Pay Yourself First It sounds simple, but paying yourself first can really pay off. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life.